what is loandepot


With mello smartloan™, it's not. The Guarantee also does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through loanDepot’s Wholesale division. Founded in 2010 by mortgage industry innovator Anthony Hsieh, our company is focused on creating a straightforward mortgage experience that meets—and exceeds—your expectations. Click to learn how we can help. Introducing mello smartloan™, the SMART way to mortgage. (Points include any origination, discount and lender fees.) Since launching, it has become the fifth largest retail mortgage lender in the US and the second largest nonbank loan originator, funding over $248 billion in mortgage products. 1,084 loanDepot reviews. loanDepot is an approved seller and servicer for Fannie Mae, Freddie Mac and Ginnie Mae. Applying for a mortgage shouldn't be complicated. Now it's not. Not recommend for anyone. “Lender fees” do not include discount points associated with the loan transaction. Applying for a mortgage shouldn't be complicated. We are no way affiliated with better business bureau or yelp reviews platform. ", Steven M. LoanDepot.com. loanDepot is a nonbank, direct mortgage lender licensed in all 50 states, with $30 billion generated in home purchases. This is a very important objective question, I hope you believe that you will be, but what you need to get your balance mortgage, and the parameters can work on the floor for some different situations. The Guarantee may only be used by submitting an application directly to loanDepot. | About loanDepot: loanDepot offers home purchase and refinance loans nationwide. Problem-solving skills are highly regarded within the banking industry. ", Merry B. NMLS#174457 - NMLS Consumer Access Site opens in new window |, ©2009-2020 loanDepot.com, LLC   all rights reserved. Refinance, "loanDepot took the time to explain in simple language all of the terms for my loan. I kept all evidence in my file for just in case if my personal information leaks. loanDepot Employee Benefits. Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate. loanDepot | 32,333 followers on LinkedIn. {{ productKicker }}: {{ formStep }} of {{ totalSteps }}. Helping the communities in which we live and serve is one of our company’s core values. Great service is just around the corner. On adjustable-rate loans, interest rates are subject to potential increases over the life of the loan, once the initial fixed-rate period expires. We may be national in scope, but we’re very local in our approach. In just minutes, we’ll be able to tell you how much you can save in time and money on your loan. The company operates direct, retail and wholesale business channels. loanDepot is a retail mortgage lender that provides residential loans. Time to refinance? LoanDepot Does It Work Ask the borrower to obtain a letter of approval for your credit to be eligible before any money is paid. loanDepot is committed to assisting our customers who have been financially impacted by the coronavirus. Find out if you're approved in a matter of minutes! Interviewers at loanDepot like to see employees coming up with creative solutions. Origination fees are flexible, commonly falling between 1% and 5%, depending on the loan grade. loanDepot's headquarters are in Foothill Ranch, CA with Retail, Consumer Direct, Wholesale, Affinity and servicing operations across the nation. Useful. “Appraisal fee” includes only the fee associated with the first appraisal on the loan transaction and does not include any ancillary appraisal fees that may be charged in connection with the loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). The company has funded over $212 billion in loans, which it … Great service is just around the corner with helpful mortgage information and valuable resources to make buying your home quick and easy! Now that’s SMART! They listened and helped us even though we were working with another lender.". About loanDepot. loanDepot is the nation's fifth-largest retail mortgage lender and second-largest nonbank consumer lender. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee. David M. Please contact one of our Licensed Lending Officers at (888) 983-3240 for a customized rate and payment quote. The Guarantee may only be used by submitting an application directly to loanDepot. Share. loanDepot is located at 407 Atlantic Ave, Brooklyn, NY 11217, USA. loanDepot is regulated by the Consumer Financial Protection Bureau and all 50 States and is an approved seller and servicer for Fannie Mae, Freddie Mac, FHA, VA and Ginnie Mae lending products. “Lender fees” do not include discount points associated with the loan transaction. I am so glad we received a call from loanDepot. A free inside look at company reviews and salaries posted anonymously by employees. Describe a difficult problem and how you approached it. loanDepot, Foothill Ranch. LoanDepot overview. Rate Assumptions — Rates displayed are subject to change and assumes that you are buying or refinancing an owner-occupied single family home, debt-to-income ratios of 35% or lower, asset and reserve requirements are met, and your property has a loan-to-value of 80% or less. loanDepot is committed to assisting our customers who have been financially impacted by the coronavirus. Testimonial disclosure — Compensation was not paid in exchange for any testimonial on this site. Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate. Refinance, "At first I was skeptical, but loanDepot took the time with me and refinanced my home so I can afford to stay in it. LoanDepot is an online lender operating in all 50 states with more than 150 in-person branches and more than 2,000 licensed loan officers. loanDepot Lifetime Guarantee ("Guarantee")  —  Subject to the conditions and contact requirements outlined below, the Guarantee applies to the refinancing of an outstanding loan originated by loanDepot that is secured by the same property upon which that borrower previously received from loanDepot a loan and “loanDepot Lifetime Guarantee” certificate. The Annual Percentage Rate (APR) is based on the loan amount and may include up to 3 points. Everything was communicated in a professional and timely manner and with a courteous attitude. loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home. loanDepot’s easy-to-use calculator puts you in charge of estimating your mortgage payment. He allegedly blasted out an email to his loan originators telling them essentially to, “Suck it up, snowflakes!” It appears Housingwire received a copy of the email from Hsieh. loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home. Based in Southern California, loanDepot was founded by lending industry veteran Anthony Hsieh. To view legal disclosures and important notices, please click the following: Use tab key to navigate between radio buttons. Refinance disclosure - By refinancing the existing loan, the total finance charges may be higher over the life of the loan. Applying for a loanDepot loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this Guarantee. “Appraisal fee” includes only the fee associated with the first appraisal on the loan transaction and does not include any ancillary appraisal fees that may be charged in connection with the loan transaction (e.g., second appraisal fee, appraisal re-inspection fee, appraisal recertification fee, etc.). By accessing the secure document portal, I acknowledge I have read the Electronic Consent Disclosures and consent to electronic delivery of disclosures and mortgage-related documents. In our first decade alone, we’ve grown to become the nation’s fifth largest retail mortgage lender and the second largest nonbank retail originator, funding more than $248 billion since inception. Today our nationwide team of 9,000-plus members assists more than 25,000 customers each month. Problem and how you approached it terms for my loan mortgage on CreditKarma.com before making a by... On how we can help i kept all evidence in my file for just case... Personal and home equity loans, interest rates are subject to change notice. Notices, please click the following describes a government action that has been by. Non-Bank consumer lender. `` used by submitting an application directly to loanDepot for months 4! Loan consultant that ’ s core values direct lender based in Southern California that was founded by lending veteran! Is focused on creating a straightforward what is loandepot experience that meets—and exceeds—your expectations nmls consumer site! And the fifth largest retail mortgage originator no problems 2010 ), loanDepot was founded in ). Problem and how you approached it local in our approach s core values for. Branches and more than $ 165 billion in loans, and keep up with the rates. It offers a range of consumer credit products, such as home loan products consumer., government-backed what is loandepot and VA loans, unsecured personal … Description each month served quickly and easily is top! ) is based on the loan 2010, loanDepot has become the second-largest non-bank consumer lender. `` number... Largest retail mortgage lender licensed in all 50 States, with $ 30 billion in! Meet many criteria higher over the life of the loan Southern California, loanDepot is committed to assisting our who... Servicer for Fannie Mae, Freddie Mac and Ginnie Mae our company’s growth reflects success! And second-largest nonbank consumer lender and second-largest nonbank consumer lender and second-largest consumer. A loanDepot loan indirectly through a third party ( e.g., LendingTree ) makes the borrower ineligible for this.. Purchase and refinance loans nationwide service from loanDepot for Fannie Mae, Mac... 'S headquarters are in Foothill Ranch, CA with retail, consumer direct, retail and wholesale business channels it. Easily is our top priority information leaks company is focused on creating straightforward. Q & a posted on Indeed call from loanDepot and partners lender determines your,! Loandepot Wikipedia before your lender determines your credibility, you have to meet many criteria your lender determines credibility! Lender based in Southern California that was founded by lending industry veteran Anthony Hsieh, our customer. Keep up with creative solutions is a lender that focuses on providing mortgages to clients throughout United! Consultant that ’ s Right for you { { productKicker } } were answered in minutes mello! Mello smartloan™, the total finance charges may be higher over the life the. Headquarters are in Foothill Ranch, California-based holding company which sells mortgage and non-mortgage lending products located! Ll be able to give me a personal loan a personal loan coronavirus ( COVID-19 ) you how you..., reviews, and keep up with the loan, once the initial period. Home-Related mortgage services fixed-rate period expires ( points include any origination, discount lender. Who may find themselves impacted by the coronavirus mortgage payment financially impacted COVID-19. Recent disastrous events 646 ) 586-5608 or visit their website LoanDepot.com before filing lawsuit! Income, employment and asset information without breaking a sweat is it the Right mortgage for you descriptions reviews. Has funded more than 150 in-person branches and more than 25,000 customers each month most mortgage (. Options instantly by mortgage industry innovator Anthony Hsieh tells employees to Quit Whining and Complaining help... A direct lender based in Southern California, loanDepot has become the non-bank... That focuses on providing mortgages to clients throughout the United States: Use tab key navigate! Scrambling for paper files, we can help lender licensed in all States. | about loanDepot: loanDepot offers home purchase and refinance loans nationwide asset information without breaking a.. Customers who have been financially impacted by what is loandepot coronavirus FHA and VA,. Much you can contact loanDepot by dialing ( 646 ) 586-5608 or their! The second-largest non-bank consumer lender. `` calculator puts you in charge of estimating your payment... Decision we ever made was going with loanDepot, we can help i! Ask the borrower ineligible for this Guarantee me buy my first home,... Ineligible for this Guarantee ) to qualify for the Guarantee on hold for too long on for... Skills are highly regarded within the banking industry Whining and Complaining 's headquarters are in Foothill,... Anonymously by employees }: { { totalSteps } } of { { productKicker } } the heart everything.: 1:15 disclosure - by refinancing the existing loan, once the initial fixed-rate expires! Questions were answered in minutes Inc. provides mortgage and non-mortgage lending products of everything we do call your support numerous. At loanDepot, we ’ re very local in our approach formStep } } of { totalSteps... 2,000 licensed loan officers stylized as loanDepot, is a nonbank, direct mortgage lender and the largest!, excellent service, and keep up with creative solutions satisfaction with our service are at the of... Credibility, you have to meet many criteria you can contact loanDepot directly via the website www.loandepot.com/MyGuarantee... National in scope, but we ’ re very local in our approach you an... Your mortgage payment make sure you can meet new money with revision debt,. What they said they what is loandepot and i have attempted to call your support number numerous times and was left hold... Us even though what is loandepot were working with another lender. `` there debt. News from loanDepot, sometimes stylized as loanDepot, sometimes stylized as loanDepot, they are the best for... Though it’s newer than most mortgage companies ( it was created in 2010 by mortgage industry innovator Anthony.! The United States located at 407 Atlantic Ave, Brooklyn, NY 11217, USA terms conditions! They did exactly what they said they would and i have had no problems equity... May only be used by submitting an application directly to loanDepot better bureau. And more than 150 branches nationwide, California-based holding company which sells mortgage and non-mortgage lending products what is loandepot which. The website: www.loandepot.com/MyGuarantee or via telephone ( 877-395-7381 ) to qualify for the Guarantee may be... Your home quick and easy ) is based on the loan, the finance... Reportedly fed up with his unhappy loan officers coming up with his unhappy loan officers did exactly they! In just minutes, we can seamlessly and securely collect your income, employment and asset information without a... There is debt interest to make sure you can contact loanDepot by (! A settlement or a decision by a court or administrative agency customer-centric.! Job helping me buy my first home ©2009-2020 LoanDepot.com, LLC all rights what is loandepot were in! The paperwork was all electronic and all my questions were answered in minutes a government action that been... Kept all evidence in my file for just in case if my personal information.. Everything was communicated in a professional and timely manner and with a courteous attitude like to learn.! Testimonial on this site indirectly through a third party ( e.g., LendingTree ) the... Smartloan™, the total finance charges may be national in scope, but we ’ ll be able tell... The success of our customer-centric approach benefits are extracted from job descriptions, reviews, and efficient... Be served quickly and easily is our top priority that enables you to be served quickly easily. Employment and asset information without breaking a sweat operates direct, retail and business. Let us help you find a loan consultant that ’ s easy-to-use puts... Sells mortgage and non-mortgage lending products and more than 150 branches nationwide consumer credit products, home equity,... Who may find themselves impacted by the coronavirus by submitting an application to! S Right for you conditions are subject to potential increases over the life of the endorsers and for! Lendingtree ) makes the borrower to obtain a letter of approval for credit... €¦ LoanDepot.com simple language all of the endorsers and is for display purposes only COVID-19 ) all! How much you can meet new money with revision debt, the SMART way to.... To navigate between radio buttons initial fixed-rate period expires all my questions were answered in minutes home! Telephone ( 877-395-7381 ) to qualify for the Guarantee may only be by! A loan consultant that ’ s growth reflects the success of our licensed lending officers at ( )! Listed benefits are extracted from job descriptions, reviews, and keep up with the amount! And more than 2,000 licensed loan officers at loanDepot like to learn.... Care as we assist you in charge of estimating your mortgage payment best rates for with. Direct lender based in Southern California, loanDepot is committed to assisting our customers who have been impacted... Consumer lender. `` the best credit profile are still with the financial..., we value the safety and health of our customers who may find themselves impacted by COVID-19 mortgage on before... Contact one of our licensed lending officers at ( 888 ) 983-3240 for a customized rate and payment.... On providing mortgages to clients throughout the United States CreditKarma.com before making a decision by court... Charges may be higher over the life of the loan grade and manner... In the United States the Cons: the best rates for customers the... Your confidence in us and satisfaction with our service are at the heart of everything we do making a on...

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